Why Fall is One of the Best Times to Open a Donor-Advised Fund

As the leaves turn and the year winds down, many people begin to think about giving back. But for those who want their generosity to be strategic, fall isn’t just a season of gratitude — it’s the ideal time to open a donor-advised fund (DAF).

Here’s why fall is a great time to take action:

1. Maximize Your 2025 Tax Benefits

DAFs allow you to make a charitable contribution this year and receive an immediate tax deduction, even if you distribute the funds later. With the tax year ending December 31, opening a DAF in the fall gives you time to contribute before the deadline and work with your advisor on a smart year- end giving strategy.

2. Avoid the Year-End Rush

December is notoriously busy for donors and charities alike. Setting up your DAF in October or November means less stress, more clarity, and greater flexibility. You won’t be rushing to meet paperwork deadlines or researching charities at the last minute.

3. Be Ready for Giving Tuesday (and Beyond)

Giving Tuesday falls just after Thanksgiving and kicks off the biggest giving season of the year. With a DAF already in place, you can respond quickly and confidently to the causes that matter most to you, without having to sort out logistics in the moment.

4. Giv e With Greater Purpose

A DAF isn’t just about convenience or tax savings — it’s about aligning your giving with your values. Starting a fund in the fall allows you to reflect on what matters to you and create a plan to give intentionally as the year closes.

5. Strengthen Your Financial Strategy

If you work with a financial advisor, fall is an ideal time to discuss charitable giving before the calendar year closes. A DAF can complement your tax and estate planning, especially if you’re managing capital gains, bonuses, or other end-of-year income events.

Whether you’re an individual donor or an advisor helping clients plan well, now is the time to act. Start the fall season with clarity and purpose, and set yourself up for meaningful, impactful giving.

 

Open a Donor-Advised Fund Today